Legal Disclaimer

The following licenses are held by Right Start Mortgage, Inc. d/b/a GFS Home Loans, d/b/a Providence Home Loans, NMLS #35960. Corporate offices are located at 80 S Lake Avenue, Suite 520, Pasadena, CA 91101. Phone: 800-520-5626.
   
Consumer Access - Company (nmlsconsumeraccess.org) to see all state licenses and locations.
AL - License No, 23424,
AZ - Mortgage Banker License #BK - 0905721,
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act,
CO - Regulated by the Division of Real Estate, GA -Residential Mortgage License #35960,
FL - Mortgage Lender License Servicer #MLD2485
GA - Mortgage Lender License #35960
HI - Mortgage Servicer License #MS230
ID - Mortgage Broker/Lender License #MBL - 2080035960
LA - Louisiana Residential Mortgage Lending License
MS - Licensed by the MS Departmet of Banking and Consumer Finance, NV - License #4256,
NE - Mortgage Banker License
NV - Mortgage Company Liense #4256
OH - RM 805107.
OK - Mortgage Lender License #ML015879 (Right Start Mortgage, Inc.) (Will need to add the license for GFS when it gets approved)
OR - ML - 1434,
SC - Mortgage Lender/Servicer License #MLS-35960 (Right Start Mortgage, Inc.) & MLS-35960 OTN#1 (GFS Home Loans)
TN - Mortgage License #35960
TX - Mortgage Banker Registration

PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

MORTGAGE SERVICING:

PURSUANT TO THE REQUIREMENTS OF SECTION 158.051 OF THE RESIDENTIAL MORTGAGE LOAN SERVICER REGISTRATION ACT, CHAPTER 79, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.

VA - Lender License # MC-5663
WA - Consumer Loan Company License CL-35960.
Some products may not be available in all states. This is not a commitment to lend. Equal Housing Lender.